We have a dedicated team that has been built over the past 25 years to implement creative, secure payment acceptance services for businesses across the US. Call Today 630-657-1851

Brad Franzen offers Small Business Credit Card Processing

We help small to medium sized businesses accept and organize payments from their customers and clients. Superior service, advanced reporting, Quick Books integration, pay-by-invoice and the very best security in the industry is what most of our clients tell us they appreciate most about us. We offer small business credit card processing.

Brad Franzen has a dedicated team that has been built over the past 25 years to implement creative, secure payment acceptance services for businesses across the US. We don’t talk about our pricing, because that is not why we want you to choose us, but we always come through there as well.



Merchant services will help your business increase cash flow and manage finances more efficiently by encouraging a prompt collection of Accounts Receivable. An efficient merchant service should be able to automatically mark your invoices as paid and update your Accounts Receivable.

In addition, make sure that your merchant services provider can obtain the lowest charges on business-type and government purchasing credit cards. This will lower your overall costs and ensure the cheapest credit card processing for small business.


Beware of unfair merchant providers.


Many merchant service providers will attach a mass of additional fees to your credit card processing services.  If you’re not careful, these can quickly add up and create a debt of unnecessary charges, including: application fees, long term contracts, installation/upgrade/support fees, monthly minimums, and many others.

A credit card processor should be transparent with nothing to hide. Some important features to look for include: $0 setup fees, $0 upgrade fees, $0 maintenance fees, FREE in-house customer support, flat rate processing options, and an experienced chargeback management team.

Your merchant services provider should be confident in their ability to provide you with exceptional, affordable service without having to lock you into a contract.



What is a Merchant Account?

A merchant account is a type of bank account that allows a business to accept credit card and debit card payments, along with other types of electronic payments. This type of account is set up with a payment processor the manages the processing of payment when customers pay for goods and services. A merchant account usually requires an agreement between the merchant and the acquiring bank (the financial institution that processes the credit and debit card payments for the merchant) and any other parties involved in processing payments such as a payment processor, an independent sales organization (ISO), and/or a member service provider (MSP).

Whether the agreement is between the merchant and the acquiring bank, or through a payment aggregator, like an ISO, (which allows a merchant to accept credit and debit cards without having to setup a merchant account themselves), it acts as a contractual agreement that also requires the merchant to adhere to operating regulations established by the card associations, including payment security mandates.